Share your invite code or link from the Invite friends screen. When a friend joins One and completes steps like verifying their identity and adding money, you can both earn a One Bonus.
How it works
- Open Invite friends and share your code, your link, or its QR code.
- A friend signs up using your code or link.
- As they complete steps — opening the app, verifying their identity, adding money — rewards can unlock for both of you.
- Your Invite friends screen shows your progress and what you've earned so far.
What the reward is
You can earn a reward for every friend you invite. Your friend can get a reward for joining too.
Referral rewards are your One Bonus: free money you spend with your card — never a loan or credit you pay back — not cash you withdraw or transfer out. Your Invite friends screen shows the exact terms for your account and what you've already earned.
One Ambassadors
Some users are invited to apply as a One Ambassador, which comes with its own invite rewards. If you're eligible, you'll see an invitation to apply on your Home or Invite friends screen.