How cashback works

Pay at selected stores by card, Apple Pay, Google Pay or QR Ph. Eligible purchases of $1 or more earn cashback, up to 8% — the app shows your current rate.

How it works

  1. Top up your balance from GCash, Maya or your bank.
  2. Pay at a selected store with your card, Apple Pay, Google Pay or QR Ph — buy what you were going to buy anyway.
  3. Once a purchase settles, its cashback moves to your cashback balance. Tap Claim and send it to your cash or your savings.

Where you earn

Cashback applies at merchants in the eligible categories. The app's cashback screen shows those categories, and the brands it shows are examples, not a full list of stores. What counts is the category the merchant is registered under: a store that isn't on that screen can still earn cashback, and a purchase outside those categories doesn't. Each purchase shows in the app whether it earned cashback.

The limits

Cashback also has a weekly limit of $10 and a monthly limit of $40. Once you reach a limit, further purchases don't earn cashback until it rolls back with time — you'll see how much you've used under Cashback limits. On recent versions of the app, tap See earnings on the cashback screen, then Manage earnings in the ⋮ menu. Your money and cashback are held in US dollars, so peso amounts move a little with the exchange rate.

How to get more cashback

Ways to raise your rate, when available, show in the app. You can also trade points for cashback rewards. Check the app for your current rate.

Related

Questions

When does my cashback arrive?

Once your purchase settles, its cashback moves to your cashback balance, ready to claim.

What can I do with my cashback?

Claim it in the app. Send it to your cash balance to spend like any other money, or to your savings.

Why didn't a purchase earn cashback?

Only purchases at merchants in the eligible categories earn cashback, and the app's cashback screen shows those categories. Purchases under the minimum, or made after you reach your weekly or monthly limit, don't earn either.

How do I get a higher rate?

Ways to raise your rate, when available, show in the app. You can also trade your points for cashback rewards.

Updated October 21, 2026