Cashback

Every purchase pays you back.

Get cashback when you pay at selected stores by card, Apple Pay, Google Pay or QR Ph.

Get the app

How it works

  1. 1Top upAdd money from GCash, Maya or your bank. Topping up from GCash or Maya is free.
  2. 2PayBuy what you were going to buy anyway: groceries, a meal, a ride, a bill, an app.
  3. 3ClaimOnce a purchase settles, its cashback moves to your cashback balance. Claim it to your cash or your savings.

Claim it when it lands

Cashback from your purchases collects in your cashback balance once each purchase settles.

Tap Claim and choose where it goes: your cash, to spend like any other money, or your savings.

Illustration of the One app.

The One app showing total cashback earned and an amount available to claim, with a Claim button

Pay the way you already pay

Virtual cardApply for a virtual card in the app. Approval follows a short identity check by us. Use it for shopping, food delivery and subscriptions.
Apple Pay & Google PayAdd your card once, then tap your phone wherever cards are accepted.
QR PhScan any QR Ph code from the app, at stores, markets and restaurants.

Where you earn

  • Groceries and supermarkets
  • Fast food and restaurants
  • Online shopping
  • Pharmacies
  • Rides and public transport
  • Fuel
  • Bills and utilities
  • Internet and phone
  • Apps, games and subscriptions
  • Airlines and travel

Cashback applies at selected stores and categories. Gambling, cash withdrawals and personal QR payments don't earn.

The limits

  • Cashback also has a weekly and a monthly limit. You'll see yours in the app.
  • Your rate can grow from there. See how below.

Your money and cashback are held in US dollars, so peso amounts move a little with the exchange rate.

How to get more cashback

Level up, use your points and more to raise your rate.

Level upA higher rateEach new level you reach with One raises your cashback rate.
Use your pointsCashback rewardsTrade your points in the app for cashback rewards.

Check the app for your current rate.

Questions about cashback

When does my cashback arrive?

Once your purchase settles, its cashback moves to your cashback balance, ready to claim.

What can I do with my cashback?

Claim it in the app. Send it to your cash to spend like any other money, or to your savings.

Why didn't a purchase earn cashback?

Cashback applies at selected stores and categories. Gambling, cash withdrawals and personal QR payments don't earn, and neither do purchases after you reach your weekly or monthly limit.

How do I get a higher rate?

Level up, or trade your points for cashback rewards.

Cashback is earned on eligible purchases at eligible stores. Eligibility depends on the store's category and may change. Rates, limits and mechanics may change at any time; check the app for the latest.

Start earning on what you already buy.

Get the app