Grow your savings with One

Move money into savings and earn yield, paid into your savings every week. The app shows your current rate.

How it works

  • Grows daily, paid weekly — yield adds up every day and lands in your savings every week.
  • Take it out any time — no holding period and no penalty for withdrawing.
  • Some accounts have a minimum — if yours does, the app shows it ("Min. … to start earning"). While your savings are below it, they don't earn yield; once they reach it, they start earning.
  • Saved in US dollars — your savings are held in US dollars, not pesos. We show you their value in pesos at today's exchange rate.

Moving money in and out

Move money into savings from your One balance, and back out again, whenever you like. You always keep the yield you've already been paid.

Is my money protected?

One isn't a bank. If a security issue or system error on our side causes an eligible loss, Balance Protection, our reimbursement program, is designed to put the money back, for eligible customers and subject to its terms. It doesn't cover payments you approved yourself, or losses from sharing your OTP, PIN or password with someone else. It isn't insurance or a government-backed guarantee. Tap Savings Protection on your Savings screen to read how Balance Protection works and its full terms.

Related

Questions

Can I take my money out whenever I want?

Yes. There's no holding period and no penalty for withdrawing. You keep the yield you've already been paid.

How often is yield paid?

It adds up every day and is paid into your savings every week, not once a year.

Can the rate change?

The rate is variable and may change at any time. A change only applies from the date it takes effect — yield you've already earned isn't affected. You can always see the current rate in the app.

Is my money protected?

If a security issue or system error on our side causes an eligible loss, Balance Protection, our reimbursement program, is designed to put the money back, for eligible customers and under its terms. It doesn't cover payments you approved or losses from sharing your OTP, PIN or password, and it isn't insurance or a government-backed deposit guarantee.

Updated October 21, 2026